Financial Planning

Our financial planning specialists are experts in helping you manage the financial aspects of your life to make sure you stay focused and follow through with your financial plans. From understanding your view of money, presenting options, and putting a financial plan into action, we provide an objective, fiduciary perspective to help you navigate through what are often emotional, difficult decisions.


Real financial planning deals not only with your money matters but also with your values and all other things that are going on in your life.

At Frontier Wealth Strategies, our specialists help you stay focused on your goals, and not the markets.

Not knowing your options can seriously harm your financial health.


We live in a culture where instant gratification is a normal way of living, which is a contradiction to creating wealth. You can change this with the knowledge of financial options and tools, and practicing delayed gratification, which could ultimately help propel you towards financial success.

A child’s view of money is very different from an adult’s view. The same is often true for many couples. One person may have a different attitude towards money than the other.


Money is a means of exchange and our attitudes towards it can either make or break us.

Addressing this attitude is something that is part of the comprehensive and values-based financial planning we do at Frontier. Having a plan and working it could be highly rewarding — especially if it is the best action plan.

Investment Management

Given that Frontier is a fiduciary and independent investment adviser we do thorough due diligence on all our investments that we implement with you. In addition to having access to regular investment we also have access to investment that normally is reserved for institutional investors.

Investment advice should come from an advisor who acts as your trustee to help you succeed.


Why take a risk on achieving the highest possible return, when that may not be what you truly need, want or can afford? As trained professionals, we can help match your risks with your goals for a better financial planning experience. Taking the emotions out of the market for your financial plan is what we do best. We want to ensure you do not become an emotional victim of the market highs and lows.


Chasing returns usually ends in buying high and selling low. The profit is always in the buy, not the sell.

Selling when markets retreat is also a poor strategy for success.

So keeping a level-headed approach at all times will be very beneficial for your financial well-being, and we’re here to make sure that happens.

Tax Mitigation Strategies

The greatest erosion of wealth is taxes.

Minimizing taxes now and in the future means that you can possible grow your net-worth and hopefully achieve your goals sooner rather than later.

In addition, Frontier have access to some of the most sophisticated, tested and tried tax mitigation strategies available that for the right client have the potential to fast-track your financial freedom.

At Frontier, we plan each client’s investment strategy with three tax-buckets in mind:

  • Taxable
  • Tax-Deferred
  • Tax Free

Retirement Planning

Why does retirement planning seem so complex?

You might think that calculating out a successful retirement is all about the numbers. Assessing and estimating your current and future cashflows, trying to make sure you always have a positive net-worth, when planning is less about math and more about art. Understanding who, what and how can clarify your journey. The more important process is to answer the following questions:

  • Who am I? How do I stoke the wisdom gained in the first half of my life to burn more brightly in the second half?
  • Where do I belong? What makes a place the right place for me in the second half?
  • What do I care about? Where do I want to use my gifts and talents in the second half?
  • What is my purpose? How do I leave a legacy that has real meaning for myself and my loved ones?

At an individual level, retirement planning begins with writing down what you would like retirement to feel and look like, then sharing this with your Frontier Certified Financial Planner™.

Most importantly, it gives your Frontier CFP® a clear path and understanding of how to create a plan that meets everyone’s objectives without leaving anyone’s needs or desires out. Developing a dynamic financial plan to ensure that you achieve financial freedom is part of what comprehensive, values-based financial planning is at Frontier. We work with you to translate your retirement dreams into a plan reviewed and updated regularly.

Protection Planning

Protection Planning should be nothing more than Peace of Mind because isn’t this what we are all looking for when considering how to protect our families and businesses from a dramatic, unforeseen life-changing event?

Insurance is a vehicle, which when implemented correctly, can give you that peace of mind by protecting your family and your business from sudden disruptions.

Knowing which protection strategy can achieve this level of calmness is part of the Frontier comprehensive financial plan approach.

Estate Planning Strategies

Death and taxes are certain as the saying goes. At Frontier we work with our clients to ensure that you hopefully have the last word.

Ensuring that your lasting legacy is as impactful as possible is our number one focus.

As an independent Registered Investment Adviser we have access to all the strategies that could enable that your legacy will be a lasting one.

Executive Planning Strategies

There is so much more to employee benefits than healthcare and retirement plans.

Isn’t it time your business works as hard for you as you work for it?

As a business owner, you need to ask yourself the following questions when it comes to attracting and retaining your best employees:

  • Do you have the right retirement plan(s) in place?
  • Have you maxed out the tax-deductible benefits that are allowed?
  • Are you taking advantage of all the tax deductions that are available to you?

This is where executive planning plays a vital role in your organization.

Because the tax code is frequently changing, why not work with someone that can keep everything up to date so you can focus on running your business?

Frontier excels in helping companies design, implement, and administer executive plans that are cost-effective. Our professionals prioritize meeting executives’ and employees’ financial needs while assisting you to drive your business to new heights.